RD Calculator
See how your monthly savings grow in a recurring deposit account.
Fast. Local. Effortless.
Manage your sensitive files with zero uploads. Everything happens directly in your browser.
Monthly Deposit
Enter the fixed amount you will deposit every month.
Interest Rate
Enter the annual interest rate provided for the RD account.
Duration
Select the total number of months or years for the deposit.
Specialized Workflows & Use Cases
Tailored browser-based workflows designed for specific industry needs and compliance standards.
Online RD Calculator for Lawyers
RD Calculator for Lawyers - private & secure online processing in your browser. Zero server uploads, no limits.
100 Percent Local RD Calculator for Lawyers
RD Calculator for Lawyers - private & secure 100 percent local processing in your browser. Zero server uploads, no limits.
Browser Based RD Calculator for Lawyers
RD Calculator for Lawyers - private & secure browser based processing in your browser. Zero server uploads, no limits.
No Server Upload RD Calculator for Lawyers
RD Calculator for Lawyers - private & secure no server upload processing in your browser. Zero server uploads, no limits.
Secure RD Calculator for Lawyers
RD Calculator for Lawyers - private & secure secure processing in your browser. Zero server uploads, no limits.
Online RD Calculator for Accountants
RD Calculator for Accountants - private & secure online processing in your browser. Zero server uploads, no limits.
100 Percent Local RD Calculator for Accountants
RD Calculator for Accountants - private & secure 100 percent local processing in your browser. Zero server uploads, no limits.
Browser Based RD Calculator for Accountants
RD Calculator for Accountants - private & secure browser based processing in your browser. Zero server uploads, no limits.
Disciplined Savings
Accurate Interest
Local Execution
Frequently Asked Questions
Everything you need to know about our private, browser-based file tools.
Still have questions? Contact us or check our How it Works page.
What Is an RD Calculator?
A Recurring Deposit (RD) calculator estimates the maturity amount from fixed monthly deposits placed with a bank over a defined period. RDs are the bank-equivalent of SIP — you invest a fixed sum every month and receive guaranteed returns at a predetermined interest rate. Unlike SIP, RD returns are guaranteed and not linked to market performance.
RD vs FD vs SIP
- RD: Monthly deposits, guaranteed returns, capital protection. Best for building a habit of saving from salary income.
- FD: One-time lump sum, guaranteed returns. Best when you have a large amount to deploy safely.
- SIP: Monthly investment in mutual funds, market-linked returns. Best for long-term wealth creation with higher risk tolerance.
RD Maturity Formula
Indian banks calculate RD maturity using quarterly compounding: M = R × [(1 + r/4)^(4n) - 1] / (1 - (1 + r/4)^(-1/3)), where R is the monthly deposit, r is the annual rate, and n is tenure in years. Current RD rates range from 5.5% to 8.5% p.a. depending on tenure and bank.
Related Tools
Also try the FD Calculator for lump-sum deposits and the SIP Calculator for market-linked monthly investing.