PPF Calculator
Plan your long-term savings and tax benefits with our Public Provident Fund calculator.
Fast. Local. Effortless.
Manage your sensitive files with zero uploads. Everything happens directly in your browser.
Annual Deposit
Enter the amount you plan to deposit in your PPF account each year.
Current Interest
The calculator uses the current government-notified PPF interest rate.
Maturity Period
PPF has a mandatory lock-in of 15 years, which can be extended.
Specialized Workflows & Use Cases
Tailored browser-based workflows designed for specific industry needs and compliance standards.
Online PPF Calculator for Lawyers
PPF Calculator for Lawyers - private & secure online processing in your browser. Zero server uploads, no limits.
100 Percent Local PPF Calculator for Lawyers
PPF Calculator for Lawyers - private & secure 100 percent local processing in your browser. Zero server uploads, no limits.
Browser Based PPF Calculator for Lawyers
PPF Calculator for Lawyers - private & secure browser based processing in your browser. Zero server uploads, no limits.
No Server Upload PPF Calculator for Lawyers
PPF Calculator for Lawyers - private & secure no server upload processing in your browser. Zero server uploads, no limits.
Secure PPF Calculator for Lawyers
PPF Calculator for Lawyers - private & secure secure processing in your browser. Zero server uploads, no limits.
Online PPF Calculator for Accountants
PPF Calculator for Accountants - private & secure online processing in your browser. Zero server uploads, no limits.
100 Percent Local PPF Calculator for Accountants
PPF Calculator for Accountants - private & secure 100 percent local processing in your browser. Zero server uploads, no limits.
Browser Based PPF Calculator for Accountants
PPF Calculator for Accountants - private & secure browser based processing in your browser. Zero server uploads, no limits.
Tax Benefits
Lock-in Visualization
Secure Planning
Frequently Asked Questions
Everything you need to know about our private, browser-based file tools.
Still have questions? Contact us or check our How it Works page.
What Is the PPF Calculator?
A PPF (Public Provident Fund) calculator computes the maturity corpus from annual contributions to India's PPF scheme across its 15-year lock-in period. PPF is a government-backed, tax-exempt savings scheme — one of the few in India offering EEE status (Exempt-Exempt-Exempt): contributions are tax-deductible under Section 80C, interest earned is tax-free, and the maturity corpus is tax-free.
Key PPF Rules (2025)
- Current interest rate: 7.1% p.a. (government-set, revised quarterly)
- Minimum annual contribution: ₹500
- Maximum annual contribution: ₹1,50,000
- Lock-in period: 15 years (extendable in 5-year blocks)
- Partial withdrawal allowed after 7th year
- Loan facility available from 3rd to 6th year
Why PPF Beats Most Tax-Saving Instruments
The EEE tax treatment means the effective post-tax return is significantly higher than the nominal 7.1% for taxpayers in higher slabs. A person in the 30% bracket investing ₹1.5 lakh/year saves ₹46,800 in tax upfront, earns tax-free interest, and receives a tax-free lump sum — making the effective return comparable to 10%+ pre-tax.
Related Tools
Compare PPF with FD and SIP to build a balanced portfolio with both guaranteed and market-linked instruments.